Comparing various Car Insurance Companies can be a difficult & daunting task, however many companies now have the facility to give you an instant quote over the net in a matter of minutes, thus making your decision much easier.
Remember that Compulsory Third Party insurance is the minimum required, this means that if you have an accident you at least cover the cost of the other person’s car. However with this cover you will have to pay for any damages to your own car.
There’s a number of things to consider when comparing the various levels of cover:
- The cost of the policy
- Is it third party cover or fully comprehensive cover?
- Does the Company only insure certain types of people? (if so this may mean lower policy costs for you)
- Do they do multiple policy discounts? (i.e. if you take travel insurance too)
- How many drivers will there be & how much does this add to the policy
- Pay attention to the No Claims Bonus & check to see if you get discount
- Will the policy cover cars that have been modified?
- What comes included with the policy & what is additional
- What perks are available with the cover?
- Is the windshield covered?